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礼品卡 & Reloadable Cards no longer to be offered by 元素 as of December 29 — 了解更多
假期时间- 2023年12月 & 2024年1月—— 了解更多
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  3. 比较储蓄账户

比较储蓄账户

回到所有的储蓄账户

  成员储蓄 高收益储蓄 氦储蓄 证书 健康储蓄帐户 隐匿处储蓄 增加账户 传统的 & Roth ira 信托账户
  开户 开户 开户 购买证书 开户 开户 开户 呼叫。 to Open an 爱尔兰共和军 1-800-621-2105 呼叫。 to 开户 1-800-621-2105
关键好处

No monthly Maintenance Service Charge

No monthly Maintenance Service Charge

没有费用

Higher rate than most regular savings accounts
一个不错的选择，如果你

Want a simple 储蓄 account to establish your 元素 membership

Like to earn higher dividends on your higher balances

Plan to maintain a large balance in your savings

Want a more predictable savings balance

Want to diversify your investments
年 0.20% on balances $50,000及以上1 4.25% on balances $10,000 and greater2 1.00% on balances $2,500及以上3 因期限而异 到0.50% 0.余额$100或以上20%4 0.余额$100或以上50%5 因期限而异 收费电话
税率结构 Tiered dividend rates that increase as your account balance grows Tiered dividend rates that increase as your account balance grows Tiered dividend rates that increase as your account balance grows Dividend rates that increase with the length of the 证书 term Tiered dividend rates that increase as your account balance grows — Simple rate structure on all daily balances of $100及以上 Tiered dividend rates that increase with the length of the 爱尔兰共和军 term 根据信任类型的不同而不同. 电话查询详情.
Minimum Balance to Earn Dividends $100 $0.01 $0.01 — $100 $100 $100 — —
No Monthly Maintenance Service Charge —
最低开户余额 $5 — — — — — $5 — —
可用的术语 — — — 六个月到五年 — — — 6个月到10年 —
可用的数量 — — — $1,000 or more ($500 or more if under age 18)6 — — — Contribute up to $6,000 per tax year (possibly $7,000 if over age 50) —
没有每月不活动费用 — — — —
Unlimited Transactions Per Month Allowed —
  开户 开户 开户 购买证书 开户 开户 开户 呼叫。 to Open an 爱尔兰共和军 1-800-621-2105 呼叫。 to 开户 1-800-621-2105
开设一个储蓄账户
改变账户

View 储蓄 Account Terms and Conditions

Need help choosing the right way to save?

我们很乐意帮忙! 呼叫。 1-800-621-2105 or 开始实时聊天 (美国东部时间星期一至五上午9时至下午4时30分).

  1. 1 成员储蓄 Annual Percentage Yield (年) effective as of December 1, 2023, and may change after account opening without notice. 0.余额100美元有10%的年利率.00-$2,499.99; 0.余额2500美元，年利率15%.00-$49,999.99; 0.5万美元余额20%的年利率.00及以上. Minimum daily balance of $100 required to earn dividends. $5 required minimum balance to open the account. No monthly Maintenance Service Charge. 费用可能会减少收入. 
  2. 2 高收益储蓄 Annual Percentage Yield (年) accurate as of December 1, 2023. 高收益储蓄 is a tiered savings account paying a variable dividend rate, 这种情况随时都可能改变, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. The account is available for new money only which are funds not on deposit at 元素 for 90 days prior to opening the 高收益储蓄 account. Existing 元素 members with savings accounts must deposit $25,000.00 or more of new money within 10 days of opening the 高收益储蓄 account. Existing 元素 members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. Additional information for each tier: An 年 of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. 年值为4.25% applies to accounts with balances from $10,000.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00及以上. At least one account holder must be 18 years of age. 其他资格也可能适用. Offer may be discontinued at any time. 费用可能会减少收入.
  3. 3 氦储蓄 Annual Percentage Yield (年) effective as of December 1, 2023, and may change after account opening without notice. 0.余额为0的10%年利率.01-$2,499.99; 1.余额2500美元，00%年利率.00-$9,999.99; 1.余额1万美元，00%年利率.00及以上. $5 required minimum balance to open the account. No monthly Maintenance Service Charge. 费用可能会减少收入. 
  4. 4 隐匿处储蓄 Annual Percentage Yield (年) effective as of December 1, 2023, and may change after account opening without notice. 0.余额100美元20%的年利率.00及以上. Minimum daily balance of $100 required to earn dividends. 费用可能会减少收入. No monthly Maintenance Service Charge. 没有最低结余 requirements apply.
  5. 5 增加账户 Annual Percentage Yield (年) effective as of December 1, 2023, and may change after account opening without notice. Minimum daily balance of $100 required to earn dividends. 费用可能会减少收入. At least one account owner must be 18 years of age or older, and one account owner must be below the age of 18.
  6. 6 Minimum certificate deposit of $1,000. Primary members under the age of 18 must have a $500.00 minimum balance to open certificate. Minimum of $500 balance required to earn dividends. We may impose a penalty if you withdraw any of the principal before maturity. 元素 reserves the right to limit the balance of a certificate at any time.